Borhan, Joni Tamkin, and Che Zarrina Saari. “The Principle of Al-Takaful (Collective Responsibility) In Islam and Its Practice in the Operations of Syarikat Takaful Malaysia Berhad”. Jurnal Usuluddin 17 (June 30, 2003): 33–56. Accessed December 23, 2024. https://mjlis.um.edu.my/index.php/JUD/article/view/4069.